Video Transcription

Top 3 Tips For Managing Your Cashflow

Hi, I’m Natasha Jensen, founder of Women with Sense and author of Wonder Woman’s Guide to Money. Today, I’m here with YWCA at their Money, Money, Money: It’s Not Just the Rich Man’s World event.

Today, I want to share with you my top three tips for managing your cash flow simply but effectively.

Tip number one: Bill smoothie. Rather than tracking when each bill is due, simply contact your service provider and arrange to pay your bills by fortnightly direct debit. This means that you will easily know how much money you have left to spend on the fun things in life.

Directing your savings first. Treat your savings as a bill—make it a non-negotiable. Out of sight, out of mind.

Using a debit card rather than a credit card. This way, you will easily be able to set aside a spending limit and quickly tell how much money you’re spending on all those incremental things that may be sending you a little bit over the limit.

We’re inviting every woman to make a pledge and share with us the goal they’re working towards.

Video by YMCA